Overbey, Hawkins & Wright, PLLC
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The Insurance Company Said…

Tuesday, September 1, 2015
Remember, the adjuster is not your friend

If you have been in a car accident then chances are you’ve already talked to an adjuster before coming in to talk to a lawyer.  If you haven’t already noticed, the adjuster represents the insurance company, not you.  So when the adjuster says certain things, it is important to be cautious and skeptical about those things.

A businessman has his fingers crossed as if telling a lie to his staff or clients.


When folks come to see a lawyer, it is usually because their case has become too big to manage on their own or because the insurance adjuster refuses to offer a reasonable settlement.

The adjuster will try to piecemeal your settlement to reduce the value of each element of damages.  Usually, the adjuster will say something to the effect of “we will pay all of your medical expenses and $1,000 for your pain and suffering.”  Sometimes, they’ll include your lost wages.

What he won’t tell you is that you are also entitled to other items of compensation. For example, if you have been to the doctor 10 times, or 100 times, you have been inconvenienced because of the other driver’s negligence.  Inconvenience is an element of compensation in Virginia.  The degree of your inconvenience is a matter of controversy and the amount necessary to compensate you for that inconvenience will likely be an issue in the case.

There are many elements of compensation in Virginia that the insurance adjuster will not tell you about.  If you are frustrated with the offer you’ve received from the insurance adjuster, give us a call and we will honestly tell you if your case is worth more or not.

We offer free consultations for all potential personal injury cases. Contact us by phone or email and we’d be happy to discuss your case with you for free. No obligations.