What is Med-Pay Provision that I see in my own automobile policy and why should I have it? Well, it’s medical payments. You pay a separate premium to have that in your auto policy. It is very important that you have that because if you’re injured in an accident, and even if you have underlying health care, it will not pay everything.
The additional medical payment from your auto policy will pay regardless of whose at fault in the accident, and it will pay to all persons who are injured in your vehicle. You can collect that in addition to all other applicable insurance. It’s something very important to have and something an experienced attorney can help you collect in every case.